There has been a non-stop barrage of news and noise since Donald Trump returned to office on many issues, some impacting markets negatively more than others.

What is becoming very clear now, just a few months into the new President’s term, is that it appears this noise is here to stay, and the resulting share market volatility may well continue if not increase. This can cause concern and anxiety for investors unaccustomed to uncertainty and wondering if they should be making changes to their superannuation or investment portfolios. This is often the worse time to make changes as it can lock in losses which can have a longer-term impact on the return from a portfolio.

At Curve Wealth our approach is to encourage clients to stick to their financial strategy.

What does this mean?

We work with our clients to ensure they have a long-term financial strategy in place which outlines their goals and objectives, both lifestyle and financial because these are co-dependant.

This strategy normally spans a 10-year period and covers:

• Clearly identifiable and articulated goals and objectives agreed with client
• Sufficient cashflow to fund lifestyle regardless of whether retired or still working
• Cashflow not reliant or impacted by short term share market movements
• Asset allocation of investments which match the client’s appetite for risk (very important)
• Emergency cash reserve in the event something unexpected happens
• Strategy outcomes underpinned by returns over the long term based on conservative assumptions for the client’s portfolio

With the right long term strategy in place for a client, unusual periods in world events or markets should have no lasting long term impact on our clients financial future. With the wrong strategy in place, it can result in decisions or changes being made which can have lasting consequences.

At Curve Wealth we are Independent Financial Advisers, which means we are not conflicted and only work for you. If you would like to discuss your current strategy, please contact the team at Curve Wealth for a discussion.