WHAT WE DO
A great financial planner should have one foot in the present and one foot in the future who can put in place a plan that grows with you and gives you the confidence to achieve those long-term goals and hold you accountable every step of the way. At Curve, we work with you to deliver clarity, direction and confidence, leading ultimately to greater peace of mind.
HOW DO WE
work with you?
- Curve Wealth works with time-poor business owners and professionals who need to delegate the management of their finances to someone they can trust.
- We bring decades of tax experience to the table with wealth planning to deliver wholistic advice based on sound tax and investment principles. As genuinely independent wealth advisors, we are not driven by product recommendations.
- We will work with you to determine your goals and then develop strategies to make them achievable.
- As your trusted advisor, we will coordinate your plan with your accountant, credit broker and lawyer to deliver a cohesive strategy in pursuit of your ideal life.
- We will keep you on track by holding you accountable to your goals at periodic progress meetings.
- Engagements are by way of an agreed monthly retainer. The fees are transparent and generally tax-deductible.
HOW WE DO IT
We always start with getting to know you. Not surface level you, but the real you and what drives you.
It informs the conversations we then have about wealth creation, investing and retirement planning.
STEP 1:
Financial Road Map Interview
Financial planning is about so much more than money. The first thing you’ll notice is we start with really getting to know you. The FRMI is an open and honest conversation…
STEP 2:
Research & Analysis
Informed by our conversations with you, we take a detailed exploration of your financial position from debt levels, to cash flow, tax structure, superannuation…
STEP 3:
Strategic Planning
This research and analysis will provide the information we need to develop a financial strategy for you that is clear, measurable and achievable…
STEP 1:
Financial Road Map Interview
Financial planning is about so much more than money. The first thing you’ll notice is we start with really getting to know you. The FRMI is an open and honest conversation…
STEP 2:
Research & Analysis
Informed by our conversations with you, we take a detailed exploration of your financial position from debt levels, to cash flow, tax structure, superannuation…
STEP 4:
Advice Presentation Meeting
The measure of our success is when the strategy aligns with your deeply held values and goals. Where we take your financial decisions and management from a feeling…
STEP 5:
Implementation & Management
After making any requested adjustments
to your strategy, our team will commence implementing your financial plan. Now we start the process of getting your…
STEP 6:
Reviews & Ongoing Advisory
We don’t just settle for the ‘best-laid plans’.
We work hard behind the scenes to monitor and manage the intricacies of your investment strategy and growing your wealth…
STEP 3:
Strategic Planning
This research and analysis will provide the information we need to develop a financial strategy for you that is clear, measurable and achievable…
STEP 4:
Advice Presentation Meeting
The measure of our success is when the strategy aligns with your deeply held values and goals. Where we take your financial decisions and management from a feeling…
STEP 5:
Implementation & Management
After making any requested adjustments
to your strategy, our team will commence implementing your financial plan. Now we start the process of getting your…
STEP 6:
Reviews & Ongoing Advisory
We don’t just settle for the ‘best-laid plans’.
We work hard behind the scenes to monitor and manage the intricacies of your investment strategy and growing your wealth…
Flexible and personalised
fee structures
Independent
Advice Fees
As a proudly independent wealth advisory firm, we do not receive a percentage of fees under management, commissions or any other benefits from product providers. The only person we work for is you, and it is your best interest and success that is our priority.
Initial
Advice Fees
The Initial Advice fee is determined by the level of complexity of your affairs and the type of advice required. The purpose of our initial Financial Road Map meeting is to discover what these complexities might be and to provide you with an estimate by the end of the meeting.
Ongoing
Advice Fees
This is a monthly fee, agreed annually in advance and determined according to the level of service required and the complexities of your affairs. Curve Wealth provides a new agreement annually to continue our service to you.
Independent
Advice Fees
As a proudly independent wealth advisory firm, we do not receive a percentage of fees under management, commissions or any other benefits from product providers. The only person we work for is you, and it is your best interest and success that is our priority.
Initial
Advice Fees
The Initial Advice fee is determined by the level of complexity of your affairs and the type of advice required. The purpose of our initial Financial Road Map meeting is to discover what these complexities might be and to provide you with an estimate by the end of the meeting.
Ongoing
Advice Fees
This is a monthly fee, agreed annually in advance and determined according to the level of service required and the complexities of your affairs. Curve Wealth provides a new agreement annually to continue our service to you.
Let's Work Together Today
To Improve Your Tomorrow
STEP 1:
Financial Road Map Interview
Financial planning is about so much more than money. The first thing you’ll notice is we start with really getting to know you. The FRMI is an open and honest conversation, to develop a clear understanding of your dreams and where you are now in your journey towards achieving these goals.
It’s a 90-minute investment of your time, and we believe it is one of the most important investment you’ll make.
STEP 2:
Research & Analysis
Informed by our conversations with you, we take a detailed exploration of your financial position from debt levels, to cash flow, tax structure, superannuation and asset protection to see what is needed to achieve your goals.
STEP 3:
Strategic Planning
This research and analysis will provide the information we need to develop a financial strategy for you that is clear, measurable and achievable.
The strategy will become the blueprint for achieving your goals and provides the tactical steps and products necessary to get you there. We now have an alignment of values and goals with actions.
STEP 4:
Advice Presentation Meeting
The measure of our success is when the strategy aligns with your deeply held values and goals. Where we take your financial decisions and management from a feeling of complexity to clarity, turning your burden into confidence.
Your wealth management plan is a written Statement of Advice (SOA) setting out our recommendations and timeframes unique to you.
STEP 5:
Implementation & Management
After making any requested adjustments to your strategy, our team will commence implementing your financial plan. Now we start the process of getting your financial house in order.
STEP 6:
Reviews & Ongoing Advisory
We don’t just settle for the ‘best-laid plans’. We work hard behind the scenes to monitor and manage the intricacies of your investment strategy and growing your wealth.
Our ongoing advice and regular reviews are all part of our commitment to you, managing life’s challenges and changes, both personal and financial that may come your way. Your goals will change, and unforeseen circumstances happen. When life events and transitions do occur, there is always the opportunity to adapt and grow stronger as a result. Having a firm financial foundation can help with the stress of these events and the goals can be modified.
We’re also big on celebrating your achievements – after all, it’s why you came to us in the first place.